Critical Illness Cover

Critical illness Insurance is becoming more important with each passing day. Finding out you have a critical illness like Cancer or having a Stroke can not only be financially challenging but also emotionally draining for your family. Your likelihood of getting critically ill or developing a serious condition for e.g. Cancer, MS, stroke, heart attack, etc. is 5-6 times greater than standard life cover. However, due to the Cancer stats (1 in 2 now get cancer within their lifetime), Critical illness cover can be expensive.

Talking to an adviser can seriously benefit yourself and your family: 

  • Every Insurer has a different list of conditions they will cover
  • Different Insurers have different definitions for the same medical condition & they’re complicated to understand sometimes
  • Critical illness is expensive so why make a mistake or go for the cheapest option when you can benefit from having a better policy.

Things to include:

  • Children’s critical illness cover
  • Total Permanent Disability
  • Benefits of having the policy eg. 24/7 doctor services or second medical opinion

Xact Mortgages Limited is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority

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Xact sorted out our mortgage, protection and home insurance and I have not had to worry about one of them being done correctly. All sorted and no hassle from me or my wife.

Henry (Coventry)

Mike was amazing in sorting out our dream home. From start to finish he really cared for us and made sure our needs were fulfilled

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Xact were amazing from start to finish. Great service, would recommend to anyone

John (Coventry)