First Time Buyers

When you are buying your first property, there is a lot to bear in mind. It can be an extremely stressful and time-consuming process. This is where Xact would help and assist you in making your new home less of a headache.

We will source across the whole of market to find the most suitable product for your needs. We will also submit your application, liaise with your lender and solicitors right up to completion of your property.

We are different to other mortgage brokers as we do not charge a fee for our services, this is because buying a house can be very costly. Therefore, at Xact we pride ourselves on a Free Advice basis. This firm does not charge a fee for mortgage advice.

If you would like to receive FREE Advice then get in touch and speak to one of our dedicated advisers to help you with your needs.

We are open 7 days on 0121 712 6230.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Xact Mortgages Limited is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority


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Lee has always been efficient and reliable. This was the second time he helped us with our purchase and without doubt we wouldn’t hesitate to call him next time

Paul - 15/03/2022

This is the second time i choose xact mortgages. Really good and fast service. Will definitely recommend it to friends and families!!!

Sue - 15/03/2022

Have used xact for years now always quick responses and explain things well, will keep coming back

Johnathon - 22/02/2022

Lee was fantastic. We had a few hurdels to cross to get our morning through but he was confident & very professional with his advise. I have & would recommend using lee again in the future.

Gary - 21/02/2022